Which are the risks?
1x1microcredit does not guarantee the return of the loans. It operates as an efficient intermediary between micro-borrowers (and microfinance institutions) and investors. However, we work to keep global delinquency rate below 3%.
All investors are informed of the risks of microcredits related to the entrepreneur (despite being scrutinised and monitored, things can always go wrong due to illness, plagues, robbery…), MFI (they are well-selected and rated, but there are risks related to bankruptcy, mismanagement, fraud…) and country (political, economic, and environmental risks might jeopardise the partial or total return of loans: war, environmental disaster…).
All investors are informed of the risks of microcredits related to the entrepreneur (despite being scrutinised and monitored, things can always go wrong due to illness, plagues, robbery…), MFI (they are well-selected and rated, but there are risks related to bankruptcy, mismanagement, fraud…) and country (political, economic, and environmental risks might jeopardise the partial or total return of loans: war, environmental disaster…).